Investing tool
PremiumInvestment comparison
Two options after fees and tax.
Projects two investment options side by side after fees and tax, with income either reinvested or taken as cash. Built for the platform-versus-platform and fund-versus-fund conversations where the gross returns look similar and the costs decide it.
Fees compound just like returns. The tool makes that visible by charting the gap, not just the endpoints.
What you see on screen
In the app this chart is live: every assumption is on screen, editable, and the projection moves as you change it.
Key inputs
- Starting amount and ongoing contributions
- Each option's expected return, fees and tax treatment
- Income reinvested or drawn
- The comparison horizon
What it reports
- Projected value of each option, year by year
- The dollar gap at the horizon and when it opens up
- Total fees paid under each option
- The breakeven fee difference
Insights it surfaces
Alongside the numbers, the tool writes plain-language findings you can carry straight into the conversation. Example wording, from sample figures:
A 0.65% fee difference compounds to a $58,900 gap over 20 years on these balances, all else equal.
Option B's lower fee overcomes its slightly lower gross return by year 9.
Every tool, every time
Rates and thresholds come from the verified Australian rate set for the selected financial year. Every run can be saved as a scenario against the client, exported as a client-ready PDF or an Excel workbook with live formulas, and carried into an SOA or ROA. A methodology and audit PDF documents the calculation, and every output carries the compliance block.